Free Online Tool

Mortgage Calculator & Home Loan Estimator

Monthly payment, amortisation schedule, comparison tools, pre-approval tips.

✓ 100% Free ✓ No Sign-up ✓ Real-time Data ✓ Better than bankrate.com
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🏠 Mortgage Calculator

Instant monthly payment & full amortization breakdown

Monthly Payment
$—
Principal
$—
Total Interest
$—
Total Cost
$—
LTV Ratio
—%

💡 Get pre-approved in minutes — compare mortgage rates from top lenders

🏦 Compare Rates — LendingTree AD 📊 Bankrate Rates AD

🏠 Compare Mortgage Lenders

Find the best rates for your home loan

🌳
LendingTree
Compare 100+ lenders
Free personalised quotes
Get Quotes →
📊
Bankrate
Live rate comparison
Updated daily
View Rates →
🏡
Zillow
Property + mortgage
Find your home value
Explore →
🏡

🤩 Did You Know?

Fascinating facts about mortgage calculator & home loan estimator

🏠

The 30-year fixed mortgage was introduced in the US after the Great Depression.

📈

Paying just one extra mortgage payment per year reduces a 30-yr loan to ~25 yrs.

🏘️

The word 'mortgage' literally means 'death pledge' in Old French.

💰

Over a 30-year loan at 7%, you pay nearly double the original loan amount.

⭐ Recommended Services

Handpicked to complement your experience — save money today

LendingTree

Up to $200

Compare rates from 150+ lenders in minutes.

Compare Mortgage Rates AD

Bankrate

Free

America's trusted rate comparison site since 1976.

Find Best Rate AD

Rocket Mortgage

Free Pre-Approval

America's largest mortgage lender. Fast online approval.

Get Pre-Approved AD

✦ Affiliate disclosure: some links earn us a small commission at no extra cost to you. We only recommend services we trust.

📰 Latest News

Fresh headlines on mortgage calculator & home loan estimator

BBC News Wed, 13 May 2026

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The likes of Apple, Microsoft and Google are all putting cartoon characters centre stage.

Read more →
BBC News Wed, 13 May 2026

Warning higher Europe air fares 'inevitable' due to Iran war

Flying by air will get more expensive as oil prices remain high, says international industry body boss.

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Property | The Guardian Wed, 13 May 2026

Housing market in England and Wales weakening due to Iran war, say estate agents

Homebuyers more cautious due to possible mortgage rate rises and higher inflation as sellers sit on properties Fears of higher mortgage rate

Read more →
BBC News Wed, 13 May 2026

Trump's Fed chair pick Kevin Warsh confirmed by US Senate

Kevin Warsh was confirmed by the narrowest margin since the role required a Senate confirmation vote.

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